HSBC Personal Loan Interest Rates March 2019 – EMI Calculator, Eligibility

Looking for HSBC personal loan calculator? Compare with others on Interest Rates, EMI calculator, loan amount, process, approval time, and application status & loan eligibility through emicalculator-india.

Special offers on personal loans from HSBC starting at interest rates of 10.99%. Processing fees are upto 2.5% of loan amount + Service Tax. HSBC disbursed loan in your account within 48 working hours. HSBC offers Part pre-payment option to borrowers for easy repayment.

HSBC Bank offer loans for the end use of home renovation, marriage expenses, travel expenses, balance transfer, top up, purchasing of consumer durables and other personal needs.

HSBC customers can avail personal loans in the cities of Mumbai, Delhi, Pune, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Jaipur, Chandigarh, Chennai and Cochin only.

Quick Apply For Personal Loan

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Important Info for HSBC Personal Loan

Interest Rates 10.99% – 17.84%
1 Year MCLR Rate 9.10%
Lowest emi per lakh for 5 years Rs. 2174
Processing Fee up to 2.50% of loan amount
Prepayment Charges Up to 3.75% on total principal outstanding at the time of calculating the amount
Repayment 5 Years
Age 21 – 65
Loan Amount 75000 – 20 Lakh
Disbursal Time 2-5 days
Minimum Income Per Month 18000

Eligibility Criteria for HSBC Personal Loan

  • Applicant should be a resident Indian.
  • The minimum age of the Applicant should be 21 years and maximum age at loan maturity should be 60 years for salaried and 65 years for the self employed.

Documents Required for HSBC Personal loan

Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

HSBC Personal Loan EMI Calculator

How is the EMI calculated? The Applicant would be charged interest on the Personal Loan amount in EMI (Equated Monthly Instalment) at the rate set out in the agreement. Interest will accrue on a daily basis and will need to be paid on dates set out in the agreement. You can refer to our Personal Loan application form for an illustration of interest calculation.

For calculate monthly emi, enter your required loan amount, interest rate & repayment period. Example if you take 2.30 lakh of loan amount at 14.25% ROI for 4 years your emi would be Rs.6313.97 per month.

Loan Amount     Rs.
Interest Rate % Per Annum
Loan Tenure Years
Installment Date
Results
Loan Amount Rs. 2,00,000
Monthly Instalment (EMI) Rs. 5,516
Total Interest Amount Rs. 64,748
Total Amount (Principal + Interest) Rs. 2,64,748
Installment NoInstallment DateOpening BalanceEMIInterestPrincipal
201704/2017 To 12/2017Rs. 2,00,000Rs. 49,644Rs. 20,363Rs. 29,281
Apr04/2017Rs. 2,00,000Rs. 5,516Rs. 2,417Rs. 3,099
May05/2017Rs. 1,96,901Rs. 5,516Rs. 2,379Rs. 3,137
Jun06/2017Rs. 1,93,764Rs. 5,516Rs. 2,341Rs. 3,175
Jul07/2017Rs. 1,90,589Rs. 5,516Rs. 2,303Rs. 3,213
Aug08/2017Rs. 1,87,376Rs. 5,516Rs. 2,264Rs. 3,252
Sep09/2017Rs. 1,84,124Rs. 5,516Rs. 2,225Rs. 3,291
Oct10/2017Rs. 1,80,833Rs. 5,516Rs. 2,185Rs. 3,331
Nov11/2017Rs. 1,77,502Rs. 5,516Rs. 2,145Rs. 3,371
Dec12/2017Rs. 1,74,131Rs. 5,516Rs. 2,104Rs. 3,412
201801/2018 To 12/2018Rs. 1,70,719Rs. 66,192Rs. 21,887Rs. 44,305
Jan01/2017Rs. 1,70,719Rs. 5,516Rs. 2,063Rs. 3,453
Feb02/2017Rs. 1,67,266Rs. 5,516Rs. 2,021Rs. 3,495
Mar03/2017Rs. 1,63,771Rs. 5,516Rs. 1,979Rs. 3,537
Apr04/2017Rs. 1,60,234Rs. 5,516Rs. 1,936Rs. 3,580
May05/2017Rs. 1,56,654Rs. 5,516Rs. 1,893Rs. 3,623
Jun06/2017Rs. 1,53,031Rs. 5,516Rs. 1,849Rs. 3,667
Jul07/2017Rs. 1,49,364Rs. 5,516Rs. 1,805Rs. 3,711
Aug08/2017Rs. 1,45,653Rs. 5,516Rs. 1,760Rs. 3,756
Sep09/2017Rs. 1,41,897Rs. 5,516Rs. 1,715Rs. 3,801
Oct10/2017Rs. 1,38,096Rs. 5,516Rs. 1,669Rs. 3,847
Nov11/2017Rs. 1,34,249Rs. 5,516Rs. 1,622Rs. 3,894
Dec12/2017Rs. 1,30,355Rs. 5,516Rs. 1,575Rs. 3,941
201901/2019 To 12/2019Rs. 1,26,414Rs. 66,192Rs. 15,017Rs. 51,175
Jan01/2017Rs. 1,26,414Rs. 5,516Rs. 1,528Rs. 3,988
Feb02/2017Rs. 1,22,426Rs. 5,516Rs. 1,479Rs. 4,037
Mar03/2017Rs. 1,18,389Rs. 5,516Rs. 1,431Rs. 4,085
Apr04/2017Rs. 1,14,304Rs. 5,516Rs. 1,381Rs. 4,135
May05/2017Rs. 1,10,169Rs. 5,516Rs. 1,331Rs. 4,185
Jun06/2017Rs. 1,05,984Rs. 5,516Rs. 1,281Rs. 4,235
Jul07/2017Rs. 1,01,749Rs. 5,516Rs. 1,229Rs. 4,287
Aug08/2017Rs. 97,462Rs. 5,516Rs. 1,178Rs. 4,338
Sep09/2017Rs. 93,124Rs. 5,516Rs. 1,125Rs. 4,391
Oct10/2017Rs. 88,733Rs. 5,516Rs. 1,072Rs. 4,444
Nov11/2017Rs. 84,289Rs. 5,516Rs. 1,018Rs. 4,498
Dec12/2017Rs. 79,791Rs. 5,516Rs. 964Rs. 4,552
202001/2020 To 12/2020Rs. 75,239Rs. 66,192Rs. 7,081Rs. 59,111
Jan01/2017Rs. 75,239Rs. 5,516Rs. 909Rs. 4,607
Feb02/2017Rs. 70,632Rs. 5,516Rs. 853Rs. 4,663
Mar03/2017Rs. 65,969Rs. 5,516Rs. 797Rs. 4,719
Apr04/2017Rs. 61,250Rs. 5,516Rs. 740Rs. 4,776
May05/2017Rs. 56,474Rs. 5,516Rs. 682Rs. 4,834
Jun06/2017Rs. 51,640Rs. 5,516Rs. 624Rs. 4,892
Jul07/2017Rs. 46,748Rs. 5,516Rs. 565Rs. 4,951
Aug08/2017Rs. 41,797Rs. 5,516Rs. 505Rs. 5,011
Sep09/2017Rs. 36,786Rs. 5,516Rs. 444Rs. 5,072
Oct10/2017Rs. 31,714Rs. 5,516Rs. 383Rs. 5,133
Nov11/2017Rs. 26,581Rs. 5,516Rs. 321Rs. 5,195
Dec12/2017Rs. 21,386Rs. 5,516Rs. 258Rs. 5,258
202101/2021 To 03/2021Rs. 16,128Rs. 16,548Rs. 392Rs. 16,156
Jan01/2017Rs. 16,128Rs. 5,516Rs. 195Rs. 5,321
Feb02/2017Rs. 10,807Rs. 5,516Rs. 131Rs. 5,385
Mar03/2017Rs. 5,422Rs. 5,516Rs. 66Rs. 5,450
Total:Rs. 2,64,768Rs. 64,740Rs. 2,00,028

Pre calculated emi for personal loan based on loan amount, tenure and interest rates.

Loan Amount Tenure In Years Interest Rate Monthly EMI
50000 5 11.29% Rs. 1,094
100000 5 11.50% Rs. 2,199
150000 5 11.75% Rs. 3,318
200000 5 12.00% Rs. 4,449
250000 5 12.25% Rs. 5,593
300000 5 12.50% Rs. 6,749
350000 5 13.00% Rs. 7,964
400000 5 13.50% Rs. 9,2034
450000 5 14.00% Rs. 10,471
500000 5 14.50% Rs. 11,764
600000 5 12.00% Rs. 13,347
650000 5 12.25% Rs. 14,541
700000 5 12.50% Rs. 15,749
750000 5 13.00% Rs. 17,065
800000 5 13.50% Rs. 18,409
850000 5 12.00% Rs. 18,908
900000 5 12.25% Rs. 20,134
950000 5 12.50% Rs. 21,373
1000000 5 12.00% Rs. 22,244

HSBC Branches all over the India for Personal loans

Branch Address
Hyderabad 6-3-1107 & 1108, Rajbhavan Road, Somajiguda, Hyderabad 500 082
Visakhapatnam Dutt Island, Sirripuram Junction, Visakhapatnam 530 003
Guwahati G. S. Road, Bhangagarh, Guwahati, Assam – 781005
Ahmedabad Mardia Plaza, C G Road, Ahmedabad 380 006
Vadodara Benison Complex, Opp Rajlaxmi Complex, Old Padra Road, Vadodara 390 007
Gurgaon JMD regent square, DLF PH-11, Gurgaon 122 001
Bangalore HSBC, No. 84, Gandhi Bazar Main Road, Basavanagudi, Bangalore 560 004
Bengaluru 7 M G Road, HSBC Centre, Bangalore 560 001, India
Cochin Pulikkal Estate, M G Road Pallimukku, Kochi 682 016
Trivandrum Kulathakal Towers, Diamond Hill, Vellayambalam, Trivandrum 695 010
Mumbai 52 / 60 M G Road, Fort, Mumbai 400 001
Mumbai Asha Mahal, 46-B, Dr G Deshmukh Road, Peddar Road, Mumbai 400 026
Mumbai Siddharth Arcade, L T Factory Lane Junction, Borivili (W), Mumbai 400 092
Mumbai E-2-3-4 Manish Garden,J P Road Andheri(W) Mumbai 400 053
Mumbai Eden Square, Plot No,3/1, N S Road, JVPD, Mumbai 400 049
Mumbai HSBC Centre, Dr Ambedkar Road, Bandra (West), Mumbai 400 050
Mumbai HSBC, Plot No. 139-140 B, Western Express Highway, Sahar Road Junction, Vile Parle (East), Mumbai 400 057
Mumbai G-4, Prudential, Hiranandani Business Park, Powai, Mumbai 400 076
Mumbai Mercantile Apartments, Dr, C Gidwani Road, Opp Basant Theatre, Chembur (E), Mumbai 400 074
Pune Amar Avinash Corporate City, Bund Garden Road, Pune 411 001
Pune Pradeep Chambers, 813/A, Shop no.3, Bhandarkar Road, Shivaji Nagar, Pune 411004
Nagpur Shri Ram Shyam Towers, Shop No. 6L7, S V Patel Marg, Kingsway, Nagpur 440 001
Nashik Deolali Centre Mall, Survey No 27- E, House No 27, Lam Road, Deolali Camp, Nasik District, Maharashtra – 422401
Indore Darshan Mall, 15/2 Race Course Road, Indore – 452 001
West Delhi No-34 Central Market, Sector-2 ; West Avenue Road, West Punjabi Bagh, New Delhi 110026
Delhi 12, Basant Lok, New Delhi 110 057
Delhi F-43, South Ext – I, New Delhi 110 049
Delhi R-47 Greater Kailash I, New Delhi 110048
New Delhi Birla Tower, 25 Barakhamba Road, New Delhi 110001
Patna Kataruka Niwas, South Gandhi Maidan, Patna 800001
Ludhiana Ludhiana Stock Exchange Building, Feroze Gandhi Market, Ludhiana 141 001
Jaipur 61 Vasanti , Sardar Patel Marg , C Scheme, Jaipur 302 001
Jodhpur Plot No. C- 43 A(2), PWD Colony, Jodhpur 342 001
Chennai Rajalakshmi, No 5 & 7, Cathedral Road, Chennai 600086 India
Chennai No:43, First Main Road, Rajalakshmi Palace, Adyar, Chennai 600 020
Coimbatore Srivari, Gokul Towers, 108 Race Course, Coimbatore 641 018
Noida K14-18, Sector-18, Noida 201301
Lucknow 1 Shah Najaf Rd, Opp Sahara Ganj Mall, Lucknow 226 001
Kolkata 375, Block G, New Alipore, Kolkata 700 053
Kolkata HSBC FORT TERRAZO, No.5, Ramani Chatterjee Road, Kolkata- 700 029
Kolkata 31,Shakespeare Sarani, Jasmine Towers, Kolkata 700 017
Howrah 21, Grand Trunk Road, Howrah 711 101, India
Kolkata Dalhousie Square, 31 BBD Bagh, Kolkata 700 001, India
Kolkata P 158, Nazrul Islam Avenue, Kolkata 700 054, India
Kolkata EC 18, Sector I, Salt Lake, Kolkata- 700091
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