Home Loan in Vadodara – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Vadodara? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for home loans in Vadodara?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

Home Loan Vadodara – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Vadodara

Allahabad Bank Shanti Bhawan Gridhar Chamber Rajmahal Road, Vadodara, Gujarat
Bank of Maharashtra Kailash Apartment, Gotri Rd, Hari Nagar, Vadodara, Gujarat 390021
Canara Bank Indulal Yagnik Rd, Near Indian Oil Petrol Pump,Opp. SRP Group No.9 Besides V G Automobiles, GIDC Industrial Area, Manjalpur, Vadodara, Gujarat 390010
Central Bank of India 46, Suvas Colony, Opp. Convent School, Jayesh Colony, Fatehgunj, Vadodara, Gujarat 390002
Corporation Bank Patel Marg, Opp. Lohana Bhavan, Near Sardar Vinay School, Karelibagh, Vadodara, Gujarat 390006
Dena Bank 1st Floor, Vedang Residency, Laxmipura Rd, Opposite Narayan Garden,Opposite Gangotri Exctica,30 Meters Gotro Road, Laxmipura, Vadodara, Gujarat 390021
Indian Bank 3, Jetalpur Rd, Vrajwadi Society, Alkapuri, Haripura, Vadodara, Gujarat 390007
Indian Overseas Bank Darpan Apartment, R C Dutt Road, Alkapuri, Vadodara, Gujarat 390007
Oriental Bank of Commerce B7/7/1,Ground Floor, Raopura Main Road, Kothi Pole,Shashwat Hospital E.c., Raopura, Mandvi, Vadodara, Gujarat 390001
Punjab National Bank A-13, Harni Rd, Sangam Society, Karelibagh, Vadodara, Gujarat 390022
Syndicate Bank R C Dutt Road, Alkapuri, Opposite Express Hotel, Vadiwadi, Vadodara, Gujarat 390005
UCO Bank Arunday Complex , Kunver Sadan, Ajwa Rd, Near Pani Ni Tanki, Dudheswar Nagar, Vadodara, Gujarat 390019
Union Bank of India Ganesh Hall, Near Darbar Chowkdi, Jay Vaikunth Dham Society, Manjalpur, Vadodara, Gujarat 390011
Vijaya Bank Ajwa Nimeta Road, Near Panchayat Office, Sayaji Park Society, Vadodara, Gujarat 390019
SBI Panigate Rd, Opp. Jamnabai Hospital, Bajwada, Mandvi, Vadodara, Gujarat 390017
ICICI Bank Kirti Square Building, Shop No-10-14,, New IPCL Rd, Shubhanpura, Vadodara, Gujarat 390016
Axis Bank Bhumi Square, BPC Road, Productivity Rd, Akota, Vadodara, Gujarat
State Bank of Patiala 3A, Atlantis Heights, Sarabhai Marg, Near Genda circle, Alkapuri, Vadodara, Gujarat 390006
IDBI Bank Shop No. 5 to 13, Kabir Plaza, Makarpura Rd, Near Kabir Complex, GIDC Industrial Area, Manjalpur, Vadodara, Gujarat 390010
Federal Bank Ground Floor, Sama Rd, Opposite Madhav Complex,Vismay GIPCL Circle, Raghuvir Nagar, New Sama, Vadodara, Gujarat 390002
Kotak Mahindra Bank Kalpatru Complex, Old Padra Rd, Opposite To Dev Deep Nagar, Madhav Nagar, Akota, Vadodara, Gujarat 390020
Lakshmi Vilas Bank 12, Astha Avenue, New IPCL Rd, Gorwa, Vadodara, Gujarat 390016
Yes Bank Shop No. 13 And 14, Srushti Avenue, Pani Tanki Rd, Ashutoshnagar Society, Jay Santhoshi Nagar, Karelibagh, Vadodara, Gujarat 390018

Top Home Loan Cities in India
Delhi, Bangalore, Chennai, Hyderabad, Mumbai, Pune, Kolkata, Kochi, Ahmedabad, Anand, Vadodara, Nashik, Nagpur, Faridabad, Gurgaon, Hisar, Panipat, Rewari, Mangalore, Mysore, Nanded, Chandigarh, Madurai, Hubli, Bidar, Ghaziabad, Jhansi, Kanpur, Lucknow, Banaras, Bhubaneswar, Bhopal, Surat, Ludhiana, Goa, Gwalior, Jaipur, Kota, Karimnagar, Khammam, Nalgonda, Rajkot, Udaipur, Gandhinagar, Indore, Adoni, Anakapalle, Ahmednagar, Anantpur, Bhimavaram, Eluru, Gudur, Guntur, Kakinada, Kurnool, Narasaraopet, Nellore, Nagercoil, Rajapalayam, Pudukkottai, Ongole, Proddatur, Erode, Hosur, Rajahmundry, Srikakulam, Sangareddy, Vijayawada, Vizag, Sangli, Warangal, Vizianagram, Bhilai, Korba, Patna, Ankleshwar, Bharuch, Bhavnagar, Vapi, Ambala, Rohtak, Belgaum, Trichur, Tuticorin, Trichy.

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required

Rs.9000

Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges

NIL

Part Payment Charges

NIL

Security

Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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