Home Loan in Surat – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Surat? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for home loans in Surat?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

Home Loan Surat – Quick, Easy & Instant Online Approval

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City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Surat

Andhra Bank Andhra Bank Surat Branch,Near Kailash Sweets, Patel Wadi Road, Surat, Gujarat 395001
Bank of India Besid Bank Of Borada, Opposit Of Panjra Pore, Ghod Dod Rd, Surat, Gujarat 395007
Bank of Baroda Plot No.12 & 13, Block 14, Surat – Kadodara Road, Magob, Near Tata Motors Auto Point, Choryasi, Puna-Kumbhariya, Surat, Gujarat 395010
Bank of Maharashtra 1A, Bhatar Rd, IOC Colony, Subhash Nagar, Athwa, Surat, Gujarat 395007
Canara Bank Thakorbhai Market, Ring Rd, Sahara Darwaja, Begampura, Surat, Gujarat 395003
Central Bank of India Ground Floor, Umang Building, Bhatar Rd, Opp. Raj Complex, Opp. Vaishno Devi Temple, Atop Nagar Society, Bhatar, Athwa, Surat, Gujarat 395007
Corporation Bank NO.206/1431-32, V.I.P. Road, Sardar Nagar, Police Colony, Opposite SBI ATM, Piyush Point, Gopal Nagar Society, Pandesara, Udhna, Surat, Gujarat 394210
Dena Bank 11 To 15, Ground Floor, Yaksha Kamal Reshamwala Textile Market, Ring Rd, Sahara Darwaja, New Textile Market, Surat, Gujarat 395002
Indian Bank A-42, Jivkor Nagar, Near Swami Vivekanand Gardan, Bhatar Road, Bhatar, Surat, Gujarat 395001
Indian Overseas Bank M – 1, Empire State Building, Near Udhna Darwaza, Ring Road, Surat, Gujarat
Oriental Bank of Commerce Empire Estate Building, Jay Prakash Narayan Marg, Ring Road, Udhana Darwaja, Rustampura, Surat, Gujarat 395002
Punjab National Bank Muktanand Nagar Rd, Choksi Wadi, Adajan Patiya, Surat, Gujarat 395009
Syndicate Bank Post Box No. 277, Ratan Kutir Building, Salabatpura Main Road, Surat, Gujarat 395003
UCO Bank Main Road, Lal Gate, Badri Menssion Cinema Road, M.G Road, Shahpore, Bhagal, Surat, Gujarat 395003
Union Bank of India Ring Rd, Sahara Darwaja, New Textile Market, Surat, Gujarat 395002
Vijaya Bank Poddar Arcade, 686, Varachha Rd, Khand Bazar, Kodiyar Nagar, Surat, Gujarat 395006
Karnataka Bank
SBI 15, Opposite Silikon Tower, Plot No.A 25/9 To 12, Road No-15, Mahatma Gandhi Rd, Udhna Udhyog Nagar, Udhna, Surat, Gujarat 394210
ICICI Bank Plot No 25A, Sub Plot No. 8, Opposite Silicon Shoppers, Udhana Main Road, Surat, Gujarat 394210
Axis Bank G 29, SILICON SHOPPER, SUDHNA MAIN ROAD TALUKA – CHORYASI, Surat, Gujarat 394210
State Bank of Bikaner and Jaipur Shop No.2, Ground Floor, Kamila Rd, Ring Road, Purshotam Nagar, Ambaji Market, New Textile Market, Surat, Gujarat 395003
IDBI Bank Nr. Godhani circle, Katargam Road, Old GIDC, Katargam, Surat, Gujarat 395004
City Union Bank 1st Floor, Belgium Chamber, Silver Plaza, Complex, Opposite Linear Bus Stop, Delhi Gate, Surat, Gujarat 395003
Dhanlaxmi Bank Ground Floor, Twin Towers, Opp. Shrinath Travels, Sahara Darwaja, Ring Road, Surat, Gujarat 395002
Federal Bank Surat – Kamrej Hwy, Anjana Society, Adarsh Society, Ram Nagar, Varachha, Surat, Gujarat 395006
Kotak Mahindra Bank K.G. Point, Ghod Dod Road,Near Ganga Palace, Surat, Gujarat 395007
Lakshmi Vilas Bank Shop No.59, Rajhansh Point, Varachha Rd, Varachha, Surat, Gujarat 395006
South Indian Bank Canal Rd, Veer Narmad South Gujarat University, Surat, Gujarat 395007
Yes Bank Show Room No. 11, 12 & 13, Ground Floor, Sidhi Vinayak Residency, Block No. 171, S.No.480, Mouje Sachin, Surat, Gujarat 394230

Top Home Loan Cities in India
Delhi, Bangalore, Chennai, Hyderabad, Mumbai, Pune, Kolkata, Kochi, Ahmedabad, Anand, Vadodara, Nashik, Nagpur, Faridabad, Gurgaon, Hisar, Panipat, Rewari, Mangalore, Mysore, Nanded, Chandigarh, Madurai, Hubli, Bidar, Ghaziabad, Jhansi, Kanpur, Lucknow, Banaras, Bhubaneswar, Bhopal, Surat, Ludhiana, Goa, Gwalior, Jaipur, Kota, Karimnagar, Khammam, Nalgonda, Rajkot, Udaipur, Gandhinagar, Indore, Adoni, Anakapalle, Ahmednagar, Anantpur, Bhimavaram, Eluru, Gudur, Guntur, Kakinada, Kurnool, Narasaraopet, Nellore, Nagercoil, Rajapalayam, Pudukkottai, Ongole, Proddatur, Erode, Hosur, Rajahmundry, Srikakulam, Sangareddy, Vijayawada, Vizag, Sangli, Warangal, Vizianagram, Bhilai, Korba, Patna, Ankleshwar, Bharuch, Bhavnagar, Vapi, Ambala, Rohtak, Belgaum, Trichur, Tuticorin, Trichy.

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required

Rs.9000

Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges

NIL

Part Payment Charges

NIL

Security

Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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