Home Loan Lucknow – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Lucknow? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for home loans in Lucknow?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

Home Loan Lucknow – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Lucknow

Allahabad Bank Kapoorthala Road, Kapoorthla, Sector A, Aliganj, Lucknow, Uttar Pradesh 226024
Andhra Bank No. 3/81, Vinay Khand, Patrakar Puram Road, Patrakar Puram, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Bank of India Gole Market, Icici Bank, Mahanagar, Lucknow, Uttar Pradesh 226006
Bank of Baroda 51/2, Hewett Road, Near Hanuman Mandir, Shivaji Marg, Naka Hindola, Lucknow, Uttar Pradesh 226018
Bank of Maharashtra 301/12, Sector 9, Vikas Nagar, Lucknow, Uttar Pradesh 226022
Canara Bank Lucknow Chowk, Lucknow, Uttar Pradesh 226003
Central Bank of India P.B.NO.161 72,, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh 226001
Corporation Bank C-7, Kothari Bandhu Rd, New Haiderganj, Rajajipuram, Lucknow, Uttar Pradesh 226017
Dena Bank 11, M.G. Road,P.B. No.114, Hazrat Ganj, Lucknow, Uttar Pradesh 226001
Indian Overseas Bank Raj Bhavan Branch, 49, Trade Tower, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh 226001
Oriental Bank of Commerce 53-c, Jyoti Plaza, National Highway 25, Singar Nagar, Alambagh, Lucknow, Uttar Pradesh 226005
Punjab & Sindh Bank Alambagh Gurudwara Road, Ramprasadkhera, Alambagh, Lucknow, Uttar Pradesh 226005
Punjab National Bank Munshi Pulia, Old Picnic Road, Sect C, Indira Nagar, Lucknow, Uttar Pradesh 226016
Syndicate Bank 4th Floor, Skylab Building, Lucknow, Uttar Pradesh 226001
UCO Bank Chinhat Tiraha, Faizabad Rd, Chinhat, Lucknow, Uttar Pradesh 227105
Union Bank of India 2nd Floor, Sahara Towers, Kapoorthala Complex, Kapoorthala Road, Kapoorthla, Sector A, Chandralok, Lucknow, Uttar Pradesh 226024
Vijaya Bank Jal Santhan Tiraha, Jal Sansthantiraha R.J.P, Water Tank, Rajajipuram, Lucknow, Uttar Pradesh 226017
Karnataka Bank Ground Floor, Shalimar Square,, BN Road, Lalbagh, Lucknow, Uttar Pradesh 226001
SBI 24,Halwasiya Court, MG Marg, Lucknow, Uttar Pradesh 226001
ICICI Bank Picup Bhawan Rd, Vibhuti Khand, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Axis Bank KHASRA 567, NEAR HALFAIZABAD RD,INDIRA NGR, Lucknow, Uttar Pradesh 226016
State Bank of Hyderabad 3/1, Vishal Khand, Shankar Chouraha, Gomti Nagar, Lucknow, Uttar Pradesh 226010
State Bank of Patiala No. 21, Vidhan Sabha Marg, Post Box No. 14, Lucknow, Uttar Pradesh 226001
State Bank of Travancore Kapoorthala Road, Ram Sanehi Ghat, Aliganj, Lucknow, Uttar Pradesh 226024
IDBI Bank E-2175, Shaheed Bhagat Singh Marg, Rajajipuram, Lucknow, Uttar Pradesh 226017
Federal Bank Sector 2, Vikas Nagar, Lucknow, Uttar Pradesh 226022
Karur Vysya Bank No. 4/46, Vivek Khand, Opposite Kendriya Vidyalaya, Lucknow, Uttar Pradesh
Kotak Mahindra Bank Lekhraj Khazana, Plot No.4/D1, 4,, MARUTIPURAM, Faizabad Rd, Sector L, Indira Nagar, Lucknow, Uttar Pradesh 226016
Yes Bank Ground floor, Tulsi Theatre Building, Hazratganj, Rani Lakshmibai Marg, DM Compound Colony, Qaiserbagh, Lucknow, Uttar Pradesh 226001

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required

Rs.9000

Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges

NIL

Part Payment Charges

NIL

Security

Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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