Home Loan in Kolkata – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Kolkata? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for home loans in Kolkata?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

home Loan Kolkata – Quick, Easy & Instant Online Approval

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Kolkata

Allahabad Bank 4, BBD Bag E, Bara Bazar, Lal Dighi, BBD Bagh, Kolkata, West Bengal 700001
Andhra Bank 10/2, Omda Raja Ln, Beleghata, Kolkata, West Bengal
Bank of India Ganesh Chandra Ave, Chandni Chawk, Bow Barracks, Kolkata, West Bengal 700013
Bank of Baroda 293/1, Diamond Harbour Rd, Gholeshapur, Behala, Kolkata, West Bengal 700034
Bank of Maharashtra 60C,Mukherjee Estate,Chowringhee Road,Bhawanipur, Kolkata, West Bengal 700020
Canara Bank 67, BB Ganguly Street, Kolkata, West Bengal 700012
Central Bank of India 14&15, Acharya Prafulla Chandra Road, Sealdah, Kolkata, West Bengal 700009
Corporation Bank No. 11/1, G-006, Sarat Bose Rd, Sreepally, Bhowanipore, Kolkata, West Bengal 700020
Dena Bank 13 Palm Avenue, Mayfair Road, Old Ballygunge, Kolkata, West Bengal 700019
Indian Bank 1, 1st & 2nd Floor, P B No 717, R N Mukherjee Rd, Dalhousie, Chitpur, Murgighata, Lal Bazar, Kolkata, West Bengal 700001
Indian Overseas Bank 22, Ballygunge Park Rd, Ballygunge Park, Ballygunge, Kolkata, West Bengal 700019
Oriental Bank of Commerce DD-11, Eastern Metropolitan Bypass Rd, DA Block, Sector 1, Salt Lake, Kolkata, West Bengal 700064
Punjab & Sindh Bank 51A,Matheswartala Road, 77B, Cristopher Road, Topsia N Rd, New Tangra, Tangra, Kolkata, West Bengal 700046
Punjab National Bank 18, Netaji Subhas Rd, Old China Bazar Street, Fairley Place, BBD Bagh, Kolkata, West Bengal 700001
Syndicate Bank BB24, 1st Cross Rd, BB Block, Sector 1, Salt Lake City, Kolkata, West Bengal 700064
UCO Bank Russel St, Park Street area, Kolkata, West Bengal 700071
Union Bank of India B-178, Santoshpur Ave, Survey Park, Santoshpur, Kolkata, West Bengal 700075
United Bank of India No.28, Ripon St, Taltala, Kolkata, West Bengal 700016
Vijaya Bank Rajarhat Main Rd, Rajarhat, Baguiati, Kolkata, West Bengal 700059
Karnataka Bank Park St, Mullick Bazar, Taltala, Kolkata, West Bengal 700016
SBI Bikash Bhavan, Sector 2, Kolkata, West Bengal 700091
HDFC Bank Rajarhat Main Rd, Rajarhat, Baguiati, Kolkata, West Bengal 700059
ICICI Bank Alipore Rd, Alipore, Kolkata, West Bengal 700027
Axis Bank Dr Lal Mohan Bhattacharya Rd, Sealdah, Raja Bazar, Kolkata, West Bengal 700014
State Bank of Bikaner and Jaipur 227, Acharya Prafulla Chandra Bose Road,R. G. Kar Road, Fariapukur, Shyam Bazar, Kolkata, West Bengal 700004
State Bank of Hyderabad 173, Sarat Bose Rd, Rasbihari, Deshapriya, Kalighat, Kolkata, West Bengal 700026
State Bank of Mysore Anandapur Main Rd, Kasba Industrial Estate, Ruby Golpark, East Kolkata Twp, Kolkata, West Bengal 700107
State Bank of Patiala 42/ C, Ashutosh Mukherjee Road, Bhawanipur, Kolkata, West Bengal 700025
State Bank of Travancore 36, Jawaharlal Nehru Rd, Park Street area, Kolkata, West Bengal 700071
City Union Bank 107A, Rash Behari Ave, Rash Behari, Dover Terrace, Kalighat, Kolkata, West Bengal 700029
Federal Bank Belilious Rd, Tikiapara, Howrah, West Bengal 711101
Karur Vysya Bank 37, S.B.Towers, K. Mandir, Shakespeare Sarani Rd, Mullick Bazar, Park Street area, Kolkata, West Bengal 700017
Kotak Mahindra Bank R. K. Police Station,, 67A, Rajkrishna Chatterjee Rd, Sector-1, Kasba, Kolkata, West Bengal 700042
Lakshmi Vilas Bank 3, Red Cross Place, B B D Bagh, B B D Bagh, Kolkata, West Bengal 700001
RBL Bank 57, Jawaharlal Nehru Rd, Elgin, Kolkata, West Bengal 700071
South Indian Bank 6, Vaishno Chambers, Brabourne Road, Jorasanko, Kolkata, West Bengal 700001
Yes Bank 7A Russel Street, Kanak Tower, Kolkata, West Bengal 700017

Top Home Loan Cities in India
Delhi, Bangalore, Chennai, Hyderabad, Mumbai, Pune, Kolkata, Kochi, Ahmedabad, Anand, Vadodara, Nashik, Nagpur, Faridabad, Gurgaon, Hisar, Panipat, Rewari, Mangalore, Mysore, Nanded, Chandigarh, Madurai, Hubli, Bidar, Ghaziabad, Jhansi, Kanpur, Lucknow, Banaras, Bhubaneswar, Bhopal, Surat, Ludhiana, Goa, Gwalior, Jaipur, Kota, Karimnagar, Khammam, Nalgonda, Rajkot, Udaipur, Gandhinagar, Indore, Adoni, Anakapalle, Ahmednagar, Anantpur, Bhimavaram, Eluru, Gudur, Guntur, Kakinada, Kurnool, Narasaraopet, Nellore, Nagercoil, Rajapalayam, Pudukkottai, Ongole, Proddatur, Erode, Hosur, Rajahmundry, Srikakulam, Sangareddy, Vijayawada, Vizag, Sangli, Warangal, Vizianagram, Bhilai, Korba, Patna, Ankleshwar, Bharuch, Bhavnagar, Vapi, Ambala, Rohtak, Belgaum, Trichur, Tuticorin, Trichy.

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required

Rs.9000

Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges

NIL

Part Payment Charges

NIL

Security

Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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