Home Loan Gurgaon – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Gurgaon? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

Get Instant information on Home Loans in Gurgaon, Interest Rates, Documents, Eligibility,Per Month Loan EMI, Processing Fees, Prepayment Charges etc.

How to Apply for home loans in Gurgaon?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

Home Loan Gurgaon – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Gurgaon

Indian Overseas Bank SCO No. 26, HUDA Commercial Complex, Market, Delhi-Gurgaon Expressway, Sector 31, Gurugram, Haryana 122001
Allahabad Bank Old Delhi Gurgaon Rd, Dundahera Village, Sector 20, Gurugram, Haryana 122008
Bank of India The Plaza Mall, Mehrauli-Gurgaon Rd, Near IFFCO Chowk, Sushant Lok I, Sector 28, Gurugram, Haryana 122002
Bank of Baroda Ground Floor, Peach 3 Building, Shushant Loak, Phase-1, Block C, Sector 43, Gurugram, Haryana 122009
Canara Bank 17, Mehrauli-Gurgaon Rd, Sector 17-B, Sukhrali, Sector 17, Gurugram, Haryana 122001
Central Bank of India SCO 22, G F Housing Board, Saraswati Vihar, Gurgaon Road, Mehrauli, Gurugram, Haryana 122002
Oriental Bank of Commerce 60, Mehrauli-Gurgaon Rd, Sukhrali, Sector 17, Gurugram, Haryana 122001
Punjab National Bank Shop No-8, MGF Plaza Mall, Mehrauli-Gurgaon Rd, Sector 28, Gurugram, Haryana 122002
Syndicate Bank Sun Tower, Mehrauli Road, Sukhrali, Sector 17, Gurugram, Haryana 122001
UCO Bank Sohna-Gurgaon Road, Ward Number 5, Sohna, Haryana 122103
Union Bank of India SCO-34, Huda Market,Sector-23, Gurugram, Haryana 122017
SBI G-10, Corporate Sewa Park, Mehrauli-Gurgaon Rd, Gurugram, Haryana 122002
ICICI Bank Ground Floor 2, Time Tower, Mehrauli Gurgaon Road, Sector 28, Gurgaon, Haryana 122002
Axis Bank
State Bank of Patiala SCO-29, Old Delhi-Gurgaon Road, Near HUDA Office, Sector-14, Gurugram, Haryana 122001
Kotak Mahindra Bank Jmd Regent Square, Mehrauli Gurgaon Road, Gurugram, Haryana 122002

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required

Rs.9000

Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges

NIL

Part Payment Charges

NIL

Security

Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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