Home Loan EMI Calculator Mar 2019 – Calculate EMI Online

Are you planning to borrow a home loan to buy your dream home? Have you finalized a bank to borrow the loan? Have you compared the rate of interest of various banks? Do you know what will be your EMI on the amount you are going to borrow? All these points and much more you need to keep in mind while applying for a home. Home loan is a long time financial liability and you need to pay extra attention to the terms and conditions of the bank, charges, fee and rate of interest at the time of borrowing the loan. SBI is the first choice of borrowers to opt for home loan because of its lower rate of interest, better repayment options and above all good credibility in eyes of customers. There are other players as well in the market, which offer you home loan based on your needs. Customized home loan with lower rate of interest and flexible payment option is always welcomed by the customers.

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Home Loan EMI Calculator

Loan Amount     Rs.
Interest Rate % Per Annum
Loan Tenure Years
Installment Date
Results
Loan Amount Rs. 17,00,000
Monthly Instalment (EMI) Rs. 15,846
Total Interest Amount Rs. 21,03,095
Total Amount (Principal + Interest) Rs. 38,03,095
Installment NoInstallment DateOpening BalanceEMIInterestPrincipal
201704/2017 To 12/2017Rs. 17,00,000Rs. 1,42,614Rs. 1,20,431Rs. 22,183
201801/2018 To 12/2018Rs. 16,77,817Rs. 1,90,152Rs. 1,58,017Rs. 32,135
Jan01/2017Rs. 16,77,817Rs. 15,846Rs. 13,283Rs. 2,563
Feb02/2017Rs. 16,75,254Rs. 15,846Rs. 13,262Rs. 2,584
Mar03/2017Rs. 16,72,670Rs. 15,846Rs. 13,242Rs. 2,604
Apr04/2017Rs. 16,70,066Rs. 15,846Rs. 13,221Rs. 2,625
May05/2017Rs. 16,67,441Rs. 15,846Rs. 13,201Rs. 2,645
Jun06/2017Rs. 16,64,796Rs. 15,846Rs. 13,180Rs. 2,666
Jul07/2017Rs. 16,62,130Rs. 15,846Rs. 13,159Rs. 2,687
Aug08/2017Rs. 16,59,443Rs. 15,846Rs. 13,137Rs. 2,709
Sep09/2017Rs. 16,56,734Rs. 15,846Rs. 13,116Rs. 2,730
Oct10/2017Rs. 16,54,004Rs. 15,846Rs. 13,094Rs. 2,752
Nov11/2017Rs. 16,51,252Rs. 15,846Rs. 13,072Rs. 2,774
Dec12/2017Rs. 16,48,478Rs. 15,846Rs. 13,050Rs. 2,796
201901/2019 To 12/2019Rs. 16,45,682Rs. 1,90,152Rs. 1,54,828Rs. 35,324
Jan01/2017Rs. 16,45,682Rs. 15,846Rs. 13,028Rs. 2,818
Feb02/2017Rs. 16,42,864Rs. 15,846Rs. 13,006Rs. 2,840
Mar03/2017Rs. 16,40,024Rs. 15,846Rs. 12,984Rs. 2,862
Apr04/2017Rs. 16,37,162Rs. 15,846Rs. 12,961Rs. 2,885
May05/2017Rs. 16,34,277Rs. 15,846Rs. 12,938Rs. 2,908
Jun06/2017Rs. 16,31,369Rs. 15,846Rs. 12,915Rs. 2,931
Jul07/2017Rs. 16,28,438Rs. 15,846Rs. 12,892Rs. 2,954
Aug08/2017Rs. 16,25,484Rs. 15,846Rs. 12,868Rs. 2,978
Sep09/2017Rs. 16,22,506Rs. 15,846Rs. 12,845Rs. 3,001
Oct10/2017Rs. 16,19,505Rs. 15,846Rs. 12,821Rs. 3,025
Nov11/2017Rs. 16,16,480Rs. 15,846Rs. 12,797Rs. 3,049
Dec12/2017Rs. 16,13,431Rs. 15,846Rs. 12,773Rs. 3,073
202001/2020 To 12/2020Rs. 16,10,358Rs. 1,90,152Rs. 1,51,323Rs. 38,829
Jan01/2017Rs. 16,10,358Rs. 15,846Rs. 12,749Rs. 3,097
Feb02/2017Rs. 16,07,261Rs. 15,846Rs. 12,724Rs. 3,122
Mar03/2017Rs. 16,04,139Rs. 15,846Rs. 12,699Rs. 3,147
Apr04/2017Rs. 16,00,992Rs. 15,846Rs. 12,675Rs. 3,171
May05/2017Rs. 15,97,821Rs. 15,846Rs. 12,649Rs. 3,197
Jun06/2017Rs. 15,94,624Rs. 15,846Rs. 12,624Rs. 3,222
Jul07/2017Rs. 15,91,402Rs. 15,846Rs. 12,599Rs. 3,247
Aug08/2017Rs. 15,88,155Rs. 15,846Rs. 12,573Rs. 3,273
Sep09/2017Rs. 15,84,882Rs. 15,846Rs. 12,547Rs. 3,299
Oct10/2017Rs. 15,81,583Rs. 15,846Rs. 12,521Rs. 3,325
Nov11/2017Rs. 15,78,258Rs. 15,846Rs. 12,495Rs. 3,351
Dec12/2017Rs. 15,74,907Rs. 15,846Rs. 12,468Rs. 3,378
202101/2021 To 12/2021Rs. 15,71,529Rs. 1,90,152Rs. 1,47,468Rs. 42,684
Jan01/2017Rs. 15,71,529Rs. 15,846Rs. 12,441Rs. 3,405
Feb02/2017Rs. 15,68,124Rs. 15,846Rs. 12,414Rs. 3,432
Mar03/2017Rs. 15,64,692Rs. 15,846Rs. 12,387Rs. 3,459
Apr04/2017Rs. 15,61,233Rs. 15,846Rs. 12,360Rs. 3,486
May05/2017Rs. 15,57,747Rs. 15,846Rs. 12,332Rs. 3,514
Jun06/2017Rs. 15,54,233Rs. 15,846Rs. 12,304Rs. 3,542
Jul07/2017Rs. 15,50,691Rs. 15,846Rs. 12,276Rs. 3,570
Aug08/2017Rs. 15,47,121Rs. 15,846Rs. 12,248Rs. 3,598
Sep09/2017Rs. 15,43,523Rs. 15,846Rs. 12,220Rs. 3,626
Oct10/2017Rs. 15,39,897Rs. 15,846Rs. 12,191Rs. 3,655
Nov11/2017Rs. 15,36,242Rs. 15,846Rs. 12,162Rs. 3,684
Dec12/2017Rs. 15,32,558Rs. 15,846Rs. 12,133Rs. 3,713
202201/2022 To 12/2022Rs. 15,28,845Rs. 1,90,152Rs. 1,43,232Rs. 46,920
Jan01/2017Rs. 15,28,845Rs. 15,846Rs. 12,103Rs. 3,743
Feb02/2017Rs. 15,25,102Rs. 15,846Rs. 12,074Rs. 3,772
Mar03/2017Rs. 15,21,330Rs. 15,846Rs. 12,044Rs. 3,802
Apr04/2017Rs. 15,17,528Rs. 15,846Rs. 12,014Rs. 3,832
May05/2017Rs. 15,13,696Rs. 15,846Rs. 11,983Rs. 3,863
Jun06/2017Rs. 15,09,833Rs. 15,846Rs. 11,953Rs. 3,893
Jul07/2017Rs. 15,05,940Rs. 15,846Rs. 11,922Rs. 3,924
Aug08/2017Rs. 15,02,016Rs. 15,846Rs. 11,891Rs. 3,955
Sep09/2017Rs. 14,98,061Rs. 15,846Rs. 11,860Rs. 3,986
Oct10/2017Rs. 14,94,075Rs. 15,846Rs. 11,828Rs. 4,018
Nov11/2017Rs. 14,90,057Rs. 15,846Rs. 11,796Rs. 4,050
Dec12/2017Rs. 14,86,007Rs. 15,846Rs. 11,764Rs. 4,082
202301/2023 To 12/2023Rs. 14,81,925Rs. 1,90,152Rs. 1,38,574Rs. 51,578
Jan01/2017Rs. 14,81,925Rs. 15,846Rs. 11,732Rs. 4,114
Feb02/2017Rs. 14,77,811Rs. 15,846Rs. 11,699Rs. 4,147
Mar03/2017Rs. 14,73,664Rs. 15,846Rs. 11,667Rs. 4,179
Apr04/2017Rs. 14,69,485Rs. 15,846Rs. 11,633Rs. 4,213
May05/2017Rs. 14,65,272Rs. 15,846Rs. 11,600Rs. 4,246
Jun06/2017Rs. 14,61,026Rs. 15,846Rs. 11,566Rs. 4,280
Jul07/2017Rs. 14,56,746Rs. 15,846Rs. 11,533Rs. 4,313
Aug08/2017Rs. 14,52,433Rs. 15,846Rs. 11,498Rs. 4,348
Sep09/2017Rs. 14,48,085Rs. 15,846Rs. 11,464Rs. 4,382
Oct10/2017Rs. 14,43,703Rs. 15,846Rs. 11,429Rs. 4,417
Nov11/2017Rs. 14,39,286Rs. 15,846Rs. 11,394Rs. 4,452
Dec12/2017Rs. 14,34,834Rs. 15,846Rs. 11,359Rs. 4,487
202401/2024 To 12/2024Rs. 14,30,347Rs. 1,90,152Rs. 1,33,458Rs. 56,694
Jan01/2017Rs. 14,30,347Rs. 15,846Rs. 11,324Rs. 4,522
Feb02/2017Rs. 14,25,825Rs. 15,846Rs. 11,288Rs. 4,558
Mar03/2017Rs. 14,21,267Rs. 15,846Rs. 11,252Rs. 4,594
Apr04/2017Rs. 14,16,673Rs. 15,846Rs. 11,215Rs. 4,631
May05/2017Rs. 14,12,042Rs. 15,846Rs. 11,179Rs. 4,667
Jun06/2017Rs. 14,07,375Rs. 15,846Rs. 11,142Rs. 4,704
Jul07/2017Rs. 14,02,671Rs. 15,846Rs. 11,104Rs. 4,742
Aug08/2017Rs. 13,97,929Rs. 15,846Rs. 11,067Rs. 4,779
Sep09/2017Rs. 13,93,150Rs. 15,846Rs. 11,029Rs. 4,817
Oct10/2017Rs. 13,88,333Rs. 15,846Rs. 10,991Rs. 4,855
Nov11/2017Rs. 13,83,478Rs. 15,846Rs. 10,953Rs. 4,893
Dec12/2017Rs. 13,78,585Rs. 15,846Rs. 10,914Rs. 4,932
202501/2025 To 12/2025Rs. 13,73,653Rs. 1,90,152Rs. 1,27,830Rs. 62,322
Jan01/2017Rs. 13,73,653Rs. 15,846Rs. 10,875Rs. 4,971
Feb02/2017Rs. 13,68,682Rs. 15,846Rs. 10,835Rs. 5,011
Mar03/2017Rs. 13,63,671Rs. 15,846Rs. 10,796Rs. 5,050
Apr04/2017Rs. 13,58,621Rs. 15,846Rs. 10,756Rs. 5,090
May05/2017Rs. 13,53,531Rs. 15,846Rs. 10,715Rs. 5,131
Jun06/2017Rs. 13,48,400Rs. 15,846Rs. 10,675Rs. 5,171
Jul07/2017Rs. 13,43,229Rs. 15,846Rs. 10,634Rs. 5,212
Aug08/2017Rs. 13,38,017Rs. 15,846Rs. 10,593Rs. 5,253
Sep09/2017Rs. 13,32,764Rs. 15,846Rs. 10,551Rs. 5,295
Oct10/2017Rs. 13,27,469Rs. 15,846Rs. 10,509Rs. 5,337
Nov11/2017Rs. 13,22,132Rs. 15,846Rs. 10,467Rs. 5,379
Dec12/2017Rs. 13,16,753Rs. 15,846Rs. 10,424Rs. 5,422
202601/2026 To 12/2026Rs. 13,11,331Rs. 1,90,152Rs. 1,21,645Rs. 68,507
Jan01/2017Rs. 13,11,331Rs. 15,846Rs. 10,381Rs. 5,465
Feb02/2017Rs. 13,05,866Rs. 15,846Rs. 10,338Rs. 5,508
Mar03/2017Rs. 13,00,358Rs. 15,846Rs. 10,295Rs. 5,551
Apr04/2017Rs. 12,94,807Rs. 15,846Rs. 10,251Rs. 5,595
May05/2017Rs. 12,89,212Rs. 15,846Rs. 10,206Rs. 5,640
Jun06/2017Rs. 12,83,572Rs. 15,846Rs. 10,162Rs. 5,684
Jul07/2017Rs. 12,77,888Rs. 15,846Rs. 10,117Rs. 5,729
Aug08/2017Rs. 12,72,159Rs. 15,846Rs. 10,071Rs. 5,775
Sep09/2017Rs. 12,66,384Rs. 15,846Rs. 10,026Rs. 5,820
Oct10/2017Rs. 12,60,564Rs. 15,846Rs. 9,979Rs. 5,867
Nov11/2017Rs. 12,54,697Rs. 15,846Rs. 9,933Rs. 5,913
Dec12/2017Rs. 12,48,784Rs. 15,846Rs. 9,886Rs. 5,960
202701/2027 To 12/2027Rs. 12,42,824Rs. 1,90,152Rs. 1,14,845Rs. 75,307
Jan01/2017Rs. 12,42,824Rs. 15,846Rs. 9,839Rs. 6,007
Feb02/2017Rs. 12,36,817Rs. 15,846Rs. 9,791Rs. 6,055
Mar03/2017Rs. 12,30,762Rs. 15,846Rs. 9,744Rs. 6,102
Apr04/2017Rs. 12,24,660Rs. 15,846Rs. 9,695Rs. 6,151
May05/2017Rs. 12,18,509Rs. 15,846Rs. 9,647Rs. 6,199
Jun06/2017Rs. 12,12,310Rs. 15,846Rs. 9,597Rs. 6,249
Jul07/2017Rs. 12,06,061Rs. 15,846Rs. 9,548Rs. 6,298
Aug08/2017Rs. 11,99,763Rs. 15,846Rs. 9,498Rs. 6,348
Sep09/2017Rs. 11,93,415Rs. 15,846Rs. 9,448Rs. 6,398
Oct10/2017Rs. 11,87,017Rs. 15,846Rs. 9,397Rs. 6,449
Nov11/2017Rs. 11,80,568Rs. 15,846Rs. 9,346Rs. 6,500
Dec12/2017Rs. 11,74,068Rs. 15,846Rs. 9,295Rs. 6,551
202801/2028 To 12/2028Rs. 11,67,517Rs. 1,90,152Rs. 1,07,372Rs. 82,780
Jan01/2017Rs. 11,67,517Rs. 15,846Rs. 9,243Rs. 6,603
Feb02/2017Rs. 11,60,914Rs. 15,846Rs. 9,191Rs. 6,655
Mar03/2017Rs. 11,54,259Rs. 15,846Rs. 9,138Rs. 6,708
Apr04/2017Rs. 11,47,551Rs. 15,846Rs. 9,085Rs. 6,761
May05/2017Rs. 11,40,790Rs. 15,846Rs. 9,031Rs. 6,815
Jun06/2017Rs. 11,33,975Rs. 15,846Rs. 8,977Rs. 6,869
Jul07/2017Rs. 11,27,106Rs. 15,846Rs. 8,923Rs. 6,923
Aug08/2017Rs. 11,20,183Rs. 15,846Rs. 8,868Rs. 6,978
Sep09/2017Rs. 11,13,205Rs. 15,846Rs. 8,813Rs. 7,033
Oct10/2017Rs. 11,06,172Rs. 15,846Rs. 8,757Rs. 7,089
Nov11/2017Rs. 10,99,083Rs. 15,846Rs. 8,701Rs. 7,145
Dec12/2017Rs. 10,91,938Rs. 15,846Rs. 8,645Rs. 7,201
202901/2029 To 12/2029Rs. 10,84,737Rs. 1,90,152Rs. 99,158Rs. 90,994
Jan01/2017Rs. 10,84,737Rs. 15,846Rs. 8,588Rs. 7,258
Feb02/2017Rs. 10,77,479Rs. 15,846Rs. 8,530Rs. 7,316
Mar03/2017Rs. 10,70,163Rs. 15,846Rs. 8,472Rs. 7,374
Apr04/2017Rs. 10,62,789Rs. 15,846Rs. 8,414Rs. 7,432
May05/2017Rs. 10,55,357Rs. 15,846Rs. 8,355Rs. 7,491
Jun06/2017Rs. 10,47,866Rs. 15,846Rs. 8,296Rs. 7,550
Jul07/2017Rs. 10,40,316Rs. 15,846Rs. 8,236Rs. 7,610
Aug08/2017Rs. 10,32,706Rs. 15,846Rs. 8,176Rs. 7,670
Sep09/2017Rs. 10,25,036Rs. 15,846Rs. 8,115Rs. 7,731
Oct10/2017Rs. 10,17,305Rs. 15,846Rs. 8,054Rs. 7,792
Nov11/2017Rs. 10,09,513Rs. 15,846Rs. 7,992Rs. 7,854
Dec12/2017Rs. 10,01,659Rs. 15,846Rs. 7,930Rs. 7,916
203001/2030 To 12/2030Rs. 9,93,743Rs. 1,90,152Rs. 90,123Rs. 1,00,029
Jan01/2017Rs. 9,93,743Rs. 15,846Rs. 7,867Rs. 7,979
Feb02/2017Rs. 9,85,764Rs. 15,846Rs. 7,804Rs. 8,042
Mar03/2017Rs. 9,77,722Rs. 15,846Rs. 7,740Rs. 8,106
Apr04/2017Rs. 9,69,616Rs. 15,846Rs. 7,676Rs. 8,170
May05/2017Rs. 9,61,446Rs. 15,846Rs. 7,611Rs. 8,235
Jun06/2017Rs. 9,53,211Rs. 15,846Rs. 7,546Rs. 8,300
Jul07/2017Rs. 9,44,911Rs. 15,846Rs. 7,481Rs. 8,365
Aug08/2017Rs. 9,36,546Rs. 15,846Rs. 7,414Rs. 8,432
Sep09/2017Rs. 9,28,114Rs. 15,846Rs. 7,348Rs. 8,498
Oct10/2017Rs. 9,19,616Rs. 15,846Rs. 7,280Rs. 8,566
Nov11/2017Rs. 9,11,050Rs. 15,846Rs. 7,212Rs. 8,634
Dec12/2017Rs. 9,02,416Rs. 15,846Rs. 7,144Rs. 8,702
203101/2031 To 12/2031Rs. 8,93,714Rs. 1,90,152Rs. 80,196Rs. 1,09,956
Jan01/2017Rs. 8,93,714Rs. 15,846Rs. 7,075Rs. 8,771
Feb02/2017Rs. 8,84,943Rs. 15,846Rs. 7,006Rs. 8,840
Mar03/2017Rs. 8,76,103Rs. 15,846Rs. 6,936Rs. 8,910
Apr04/2017Rs. 8,67,193Rs. 15,846Rs. 6,865Rs. 8,981
May05/2017Rs. 8,58,212Rs. 15,846Rs. 6,794Rs. 9,052
Jun06/2017Rs. 8,49,160Rs. 15,846Rs. 6,723Rs. 9,123
Jul07/2017Rs. 8,40,037Rs. 15,846Rs. 6,650Rs. 9,196
Aug08/2017Rs. 8,30,841Rs. 15,846Rs. 6,577Rs. 9,269
Sep09/2017Rs. 8,21,572Rs. 15,846Rs. 6,504Rs. 9,342
Oct10/2017Rs. 8,12,230Rs. 15,846Rs. 6,430Rs. 9,416
Nov11/2017Rs. 8,02,814Rs. 15,846Rs. 6,356Rs. 9,490
Dec12/2017Rs. 7,93,324Rs. 15,846Rs. 6,280Rs. 9,566
203201/2032 To 12/2032Rs. 7,83,758Rs. 1,90,152Rs. 69,285Rs. 1,20,867
Jan01/2017Rs. 7,83,758Rs. 15,846Rs. 6,205Rs. 9,641
Feb02/2017Rs. 7,74,117Rs. 15,846Rs. 6,128Rs. 9,718
Mar03/2017Rs. 7,64,399Rs. 15,846Rs. 6,051Rs. 9,795
Apr04/2017Rs. 7,54,604Rs. 15,846Rs. 5,974Rs. 9,872
May05/2017Rs. 7,44,732Rs. 15,846Rs. 5,896Rs. 9,950
Jun06/2017Rs. 7,34,782Rs. 15,846Rs. 5,817Rs. 10,029
Jul07/2017Rs. 7,24,753Rs. 15,846Rs. 5,738Rs. 10,108
Aug08/2017Rs. 7,14,645Rs. 15,846Rs. 5,658Rs. 10,188
Sep09/2017Rs. 7,04,457Rs. 15,846Rs. 5,577Rs. 10,269
Oct10/2017Rs. 6,94,188Rs. 15,846Rs. 5,496Rs. 10,350
Nov11/2017Rs. 6,83,838Rs. 15,846Rs. 5,414Rs. 10,432
Dec12/2017Rs. 6,73,406Rs. 15,846Rs. 5,331Rs. 10,515
203301/2033 To 12/2033Rs. 6,62,891Rs. 1,90,152Rs. 57,287Rs. 1,32,865
Jan01/2017Rs. 6,62,891Rs. 15,846Rs. 5,248Rs. 10,598
Feb02/2017Rs. 6,52,293Rs. 15,846Rs. 5,164Rs. 10,682
Mar03/2017Rs. 6,41,611Rs. 15,846Rs. 5,079Rs. 10,767
Apr04/2017Rs. 6,30,844Rs. 15,846Rs. 4,994Rs. 10,852
May05/2017Rs. 6,19,992Rs. 15,846Rs. 4,908Rs. 10,938
Jun06/2017Rs. 6,09,054Rs. 15,846Rs. 4,822Rs. 11,024
Jul07/2017Rs. 5,98,030Rs. 15,846Rs. 4,734Rs. 11,112
Aug08/2017Rs. 5,86,918Rs. 15,846Rs. 4,646Rs. 11,200
Sep09/2017Rs. 5,75,718Rs. 15,846Rs. 4,558Rs. 11,288
Oct10/2017Rs. 5,64,430Rs. 15,846Rs. 4,468Rs. 11,378
Nov11/2017Rs. 5,53,052Rs. 15,846Rs. 4,378Rs. 11,468
Dec12/2017Rs. 5,41,584Rs. 15,846Rs. 4,288Rs. 11,558
203401/2034 To 12/2034Rs. 5,30,026Rs. 1,90,152Rs. 44,102Rs. 1,46,050
Jan01/2017Rs. 5,30,026Rs. 15,846Rs. 4,196Rs. 11,650
Feb02/2017Rs. 5,18,376Rs. 15,846Rs. 4,104Rs. 11,742
Mar03/2017Rs. 5,06,634Rs. 15,846Rs. 4,011Rs. 11,835
Apr04/2017Rs. 4,94,799Rs. 15,846Rs. 3,917Rs. 11,929
May05/2017Rs. 4,82,870Rs. 15,846Rs. 3,823Rs. 12,023
Jun06/2017Rs. 4,70,847Rs. 15,846Rs. 3,728Rs. 12,118
Jul07/2017Rs. 4,58,729Rs. 15,846Rs. 3,632Rs. 12,214
Aug08/2017Rs. 4,46,515Rs. 15,846Rs. 3,535Rs. 12,311
Sep09/2017Rs. 4,34,204Rs. 15,846Rs. 3,437Rs. 12,409
Oct10/2017Rs. 4,21,795Rs. 15,846Rs. 3,339Rs. 12,507
Nov11/2017Rs. 4,09,288Rs. 15,846Rs. 3,240Rs. 12,606
Dec12/2017Rs. 3,96,682Rs. 15,846Rs. 3,140Rs. 12,706
203501/2035 To 12/2035Rs. 3,83,976Rs. 1,90,152Rs. 29,605Rs. 1,60,547
Jan01/2017Rs. 3,83,976Rs. 15,846Rs. 3,040Rs. 12,806
Feb02/2017Rs. 3,71,170Rs. 15,846Rs. 2,938Rs. 12,908
Mar03/2017Rs. 3,58,262Rs. 15,846Rs. 2,836Rs. 13,010
Apr04/2017Rs. 3,45,252Rs. 15,846Rs. 2,733Rs. 13,113
May05/2017Rs. 3,32,139Rs. 15,846Rs. 2,629Rs. 13,217
Jun06/2017Rs. 3,18,922Rs. 15,846Rs. 2,525Rs. 13,321
Jul07/2017Rs. 3,05,601Rs. 15,846Rs. 2,419Rs. 13,427
Aug08/2017Rs. 2,92,174Rs. 15,846Rs. 2,313Rs. 13,533
Sep09/2017Rs. 2,78,641Rs. 15,846Rs. 2,206Rs. 13,640
Oct10/2017Rs. 2,65,001Rs. 15,846Rs. 2,098Rs. 13,748
Nov11/2017Rs. 2,51,253Rs. 15,846Rs. 1,989Rs. 13,857
Dec12/2017Rs. 2,37,396Rs. 15,846Rs. 1,879Rs. 13,967
203601/2036 To 12/2036Rs. 2,23,429Rs. 1,90,152Rs. 13,673Rs. 1,76,479
Jan01/2017Rs. 2,23,429Rs. 15,846Rs. 1,769Rs. 14,077
Feb02/2017Rs. 2,09,352Rs. 15,846Rs. 1,657Rs. 14,189
Mar03/2017Rs. 1,95,163Rs. 15,846Rs. 1,545Rs. 14,301
Apr04/2017Rs. 1,80,862Rs. 15,846Rs. 1,432Rs. 14,414
May05/2017Rs. 1,66,448Rs. 15,846Rs. 1,318Rs. 14,528
Jun06/2017Rs. 1,51,920Rs. 15,846Rs. 1,203Rs. 14,643
Jul07/2017Rs. 1,37,277Rs. 15,846Rs. 1,087Rs. 14,759
Aug08/2017Rs. 1,22,518Rs. 15,846Rs. 970Rs. 14,876
Sep09/2017Rs. 1,07,642Rs. 15,846Rs. 852Rs. 14,994
Oct10/2017Rs. 92,648Rs. 15,846Rs. 733Rs. 15,113
Nov11/2017Rs. 77,535Rs. 15,846Rs. 614Rs. 15,232
Dec12/2017Rs. 62,303Rs. 15,846Rs. 493Rs. 15,353
203701/2037 To 03/2037Rs. 46,950Rs. 47,538Rs. 747Rs. 46,791
Jan01/2017Rs. 46,950Rs. 15,846Rs. 372Rs. 15,474
Feb02/2017Rs. 31,476Rs. 15,846Rs. 249Rs. 15,597
Mar03/2017Rs. 15,879Rs. 15,846Rs. 126Rs. 15,720
Total:Rs. 38,03,040Rs. 21,03,199Rs. 16,99,841

Home Loan Interest Rates March 2019

All these banks do not charge any pre-payment fee or pre-closure fee from the customers in case you want to pre-close the loan. The maximum tenure of loan is 30 years, which is based upon the your age, proposed retirement age and other parameters. The banks offer you loan only when you fulfill the basic eligibility criteria and their internal guidelines.

Bank Name Rate of Interest Processing Fee Min-Max loan amount Minimum EMI: Lakh p.a. for 30 years
State Bank of India 8.70 – 9.05% N.A Min amount: Rs. 50,000 Max amount: Rs. 10 Cr. Rs. 783 – Rs. 808
HDFC Ltd 8.80 – 9.55% Up to 0.50% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes Min amount: Rs. 1 lakh Max amount: Above Rs. 75 lakhs Rs. 790 – Rs. 844
ICICI Bank 9.10 -9.30% Processing fee applicable is 0.5% of loan amount plus applicable service tax. Min amount: Rs. 1 lakh
Max amount: Up to Rs. 5 Cr.
Rs. 812 – Rs. 826
Axis Bank 8.90 – 9.10% Upto 1% of the loan amount subject to minimum of Rs.10,000/- Min amount: Rs. 3 lakhs
Max amount: Above 75 lakhs
Rs. 797 – Rs. 812
DHFL 9.75% 1% for Salaried & 1.5% for SENP Min amount: Rs. 5 lakhs
Max amount: 3 Cr.
Rs. 859
Punjab National Bank 8.70 – 8.75% 0.50% of loan amount Min amount: Rs. 50,000
Max amount: Above Rs. 75 lakhs
Rs. 783 – Rs. 787
LIC Housing 8.80 – 9.20% Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax)
Zero Processing fee for Women
Min amount: Rs. 1 lakh
Max amount: NA
Rs. 790 – Rs. 819
Corporation Bank 9.05 – 9.30% 0.50% of Loan amount (Max.Rs.50,000/-) Min amount: Rs. 1 lakh
Max amount: Rs. 5 Cr.
Rs. 841 – Rs. 826
Canara Bank 8.75 – 8.95% 0.50% (Min Rs.1500/- and Max. Rs.10,000/-) Min amount: Rs. 1 lakh
Max amount: Above Rs. 75 lakhs
Rs. 787 – Rs. 801
Vijaya Bank 8.75% 0.50 % of the amount sanctioned with minimum of  Rs.1000/- + GST and Maximum of Rs.20000/- + GST Min amount: Rs. 1 lakh
Max amount: Above Rs. 75 lakhs
Rs. 787

What are the parameters that you should keep in mind while borrowing the home loan?

  • Rate of interest
  • Maximum loan amount
  • Minimum and maximum tenure
  • Monthly EMIs
  • Repayment options
  • Eligibility criteria
  • Fee & charges
  • Hidden/additional charges if any
  • Default payment charges
  • Flexibility or rigid in approach
  • Interest type: Floating & Fixed rate of interest
  • Tax benefits
  • Disbursal of loan
  • Any pre-payment/pre-closure charges
  • Part-payment charges if any
  • Processing fee
  • Conversion fee from one plan to another

Pre calculated EMI for Home Loan

Calculate home loan emi at 5 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh, 30 lakh, 35 lakh, 40 lakh, 45 lakh, 50 lakh, 55 lakh, 60 lakh, 65 lakh, 70 lakh, 75 lakh of loan amount at different interest rates, at  various repayment period.  

Loan Amount Interest Rate EMI For 10 yrs EMI For 20 yrs EMI For 30 yrs
5 lakh 8.75% 6,266 4,419 3,933.50
6 lakh 8.75% 7,520 5,302 4,720.20
7 lakh 8.75% 8,773 6,186 5,506.90
8 lakh 8.75% 10,026 7,070 6,293.60
9 lakh 8.75% 11,297 7,953 7,080.30
10 lakh 8.75% 12,533 8,837 7,867.00
11 lakh 8.75% 13,786 9,721 8,653.70
12 lakh 8.75% 15,039 10,605 9,440.40
13 lakh 8.75% 16,292 11,488 10,227.11
14 lakh 8.75% 17,546 12,372 11,013.81
15 lakh 8.75% 18,799 13,256 11,800.51
16 lakh 8.75% 20,052 14,139 12,587.21
17 lakh 8.75% 21,306 15,023 13,373.91
18 lakh 8.75% 22,559 15,907 14,160.61
19 lakh 8.75% 23,812 16,790 14,947.31
20 lakh 8.75% 25,065 17,674 15,734.01
21 lakh 8.75% 26,319 18,558 16,520.71
22 lakh 8.75% 27,572 19,442 17,307.41
23 lakh 8.75% 28,825 20,325 18,094.11
24 lakh 8.75% 30,078 21,209 18,880.81
25 lakh 8.75% 31,332 22,093 19,667.51
26 lakh 8.75% 32,585 22,976 20,454.21
27 lakh 8.75% 33,838 23,860 21,240.91
28 lakh 8.75% 35,091 24,744 22,027.61
29 lakh 8.75% 36,335 25,628 22,814.31
30 lakh 8.75% 37,598 26,511 23,601.01

What is fixed rate of interest?Difference Between Floating Rate & Fixed Rate of Interest

Fixed rate of interest as its name suggests is fixed equal installments over the entire period for your home loan. In this type loan, the interest rate of the borrowed amount does not change with the market fluctuations. In this loan, in the initial years the maximum amount in repayment EMIs served towards the interest and a minimum portion towards principal amount. In the later years, you pay maximum amount towards your principal amount.

What is floating rate of interest?

Floating rate of interest as the term suggests is the rate of interest, which varied with marked conditions. Home loans on floating interest rates are tied to a base rate plus a floating element thereof. In case, if the base rate varies the floating interest rate also varies.

Both the rates have advantages and disadvantages, but as you must be opting for the loan for at least 5-10 years, choose for a floating rate of interest. Floating rate of interest is better for long-term as in case if the RBI reduces the interest rate, then you will also enjoy the reduced rate of interest. But if you will opt for a fixed rate of interest for full tenure then you need to pay the same if the RBI changes the base interest rates.

Get Details on Latest Home Loan Interest Rates

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