Home Loan Cochin – Interest Rates 2019, Branch Address

Are you looking for instant apply for home loans in Cochin? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

Get Instant information on Home Loans in Cochin, Interest Rates, Documents, Eligibility,Per Month Loan EMI, Processing Fees, Prepayment Charges etc.

How to Apply for home loans in Cochin?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

Home Loan Cochin – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Cochin

Indian Overseas Bank No:VI-1147, M Mahalu Rd, New Road, Mattancherry, Kochi, Kerala 682002
Allahabad Bank Kappalandimukku, Mattancherry, Kochi, Kerala 682002
Bank of India C.C.VI/961(A), Bazaar Rd, New Road, Mattancherry, Kochi, Kerala 682002
Bank of Baroda Palace Rd, Kappalandimukku, Mattancherry, Kochi, Kerala 682002
Canara Bank 1/1124, TM Muhammad Rd, Kunnumupuram, Fort Kochi, Kochi, Kerala 682001
Central Bank of India 1st floor,Kallelil Building. Kadavanthra Junction, Sahodaran Ayyappan Road, Elamkulam, Kochi, Kerala 682020
Oriental Bank of Commerce Panampilly Nagar Ave, MIG Housing Society, Panampilly Nagar, Kochi, Kerala 682036
Punjab National Bank Kassin Building, Sebastian Rd, Kaloor, Kochi, Kerala 682017
Syndicate Bank Mahatma Gandhi Rd, Atlantis, Ravipuram, Perumanoor, Kochi, Kerala 682016
UCO Bank P.B.N 281, Moulana Azad Rd, Jew Town, Kappalandimukku, Mattancherry, Kochi, Kerala 682002
Union Bank of India Mahatma Gandhi Rd, Thevara, Kochi, Kerala 682015
SBI Cochin Shipyard, Mahatma Gandhi Rd, Perumanoor, Ernakulam, Kerala 682015
ICICI Bank B M Nanus Complex, Salem – Kochi Highway, Edappally Toll, Koonamthai, Edappally, Kochi, Kerala 682024
Axis Bank Kasmisons Estate, Janatha Junction, Vytilla, Kochi, Kerala 682019
Kotak Mahindra Bank 34/2289 D, M K K Nair Road, Mathewsons Centre Point, Thadikkaran Centre, Mamangalam, Palarivattom, Kochi, Kerala 682025

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required


Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges


Part Payment Charges



Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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