Home Loan in Chennai – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Chennai? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for home loans in Chennai?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

home Loan Chennai – Quick, Easy & Instant Online Approval

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Chennai

Allahabad Bank 11/3, New No. 23, Vellala St, Purasawalkam, Puraswalkam, Chennai, Tamil Nadu 600084
Andhra Bank Sardar Patel Rd, Guindy National Park, Kotturpuram, Chennai, Tamil Nadu 600022
Bank of India Door No. 59/3, Devaraja St, Sowcarpet, Park Town, George Town, Chennai, Tamil Nadu 600003
Bank of Baroda Thiche, 115, 5th E St, Kamaraj Nagar, Thiruvanmiyur, Chennai, Tamil Nadu 600041
Bank of Maharashtra No. 247, Philips Road, Broadway, George Town, Chennai, Tamil Nadu 600108
Canara Bank Shop No.241,Waller Road, Anna Salai, Chintadripet, Chennai, Tamil Nadu 600002
Central Bank of India Gandhi Street, Thirumalairayanpattinam, Karunabigai Colony, Velachery, Chennai, Tamil Nadu 600042
Corporation Bank C-128, Karthikeyan Rd, Periyar Nagar, Chennai, Tamil Nadu 600082
Indian Bank 30/275, Purasawalkam High Road, Chennai, Tamil Nadu 600007
Oriental Bank of Commerce No-67, Rajasri, Block-T, 3rd Avenue, 4th Main Rd, Anna Nagar, Block T, Annanagar East, Chennai, Tamil Nadu 600040
Punjab & Sindh Bank 44/1, Gandhinagar, First Main Road, Adayar, Chennai, Tamil Nadu 600020
Punjab National Bank 748, #549, Thiruvottiyur High Rd, Old Washermanpet, Washermanpet, Chennai, Tamil Nadu 600021
Syndicate Bank 161, first floor, Govindappan Naicken Street, Sowcarpet, George Town, Chennai, Tamil Nadu 600108
UCO Bank Dhanapal Nagar, Ashok Nagar, Chennai, Tamil Nadu 600081
Union Bank of India CTI Campus, CTI Guindy, Chennai, Tamil Nadu 600032
United Bank of India 274, Anna Salai, Arul Manai Building, Number: 27, Whites Rd, Thousand Lights, Chennai, Tamil Nadu 600006
Vijaya Bank Venkatanarayana Rd, Parthasarathi Puram, T Nagar, Chennai, Tamil Nadu 600017
Karnataka Bank Door No. 6B, 2nd Main Rd, United India, United India Colony, Kodambakkam, Chennai, Tamil Nadu 600024
SBI No.E-159, 7th Avenue, Annai Velankanni Road, Ashtalaxmi Garden, Besant Nagar, Chennai, Tamil Nadu 600090
HDFC Bank No. 56, 1St Floor G N Chetty Road T Nagar T Nagar Chennai-600017 Tamil Nadu India
ICICI Bank 20 Egmore High Road, Egmore, Tamil Nadu 600008
Axis Bank 140 CHOTTABHAI CENTRE, NUNGAMBAKKAM HIGH ROAD,NUNGAMBAKKAM, Chennai, Tamil Nadu 600034
State Bank of Bikaner and Jaipur 10th Ave, Sarvamangala Colony, Manthope Colony, Ashok Nagar, Chennai, Tamil Nadu 600083
State Bank of Mysore Whites Rd, Express Estate, Thousand Lights, Chennai, Tamil Nadu 600014
State Bank of Travancore 4/120, Triplicane High Rd, Triplicane, Chennai, Tamil Nadu 600005
IDBI Bank 17th St, NCBS Colony, Nangainallur, Chennai, Tamil Nadu 600061
City Union Bank Dr Rajendra Prasad Rd, Kumudham Colony, Nehru Nagar, Chromepet, Chennai, Tamil Nadu 600064
Dhanlaxmi Bank S.N.Mission School, 2/64, Easwaran Koil Street, Vellai Thottam, West Mambalam, Chennai, Tamil Nadu 600033
Federal Bank Shop No. 50, OMR, Seevaram Street, Thuraipakkam, Perungudi, Chennai, Tamil Nadu 600097
Jammu and Kashmir Bank Karim Mansion, 787, Anna Salai, Anna Salai, Chennai, Tamil Nadu 600006
Karur Vysya Bank 48th St, Nangainallur, Chennai, Tamil Nadu 600114
Kotak Mahindra Bank Block Q-100, Plot No 3698, 3rd Avenue, Anna Nagar, Chennai, Tamil Nadu 600040
Lakshmi Vilas Bank 75, Gangadeeshwar Koil St, Purasaiwakkam, Chennai, Tamil Nadu 600084
RBL Bank DASS INDIA TOWERS NO.3, SECOND LINE BEACH PARRYS CORNER, CHENNAI, CHENNAI, Tamil Nadu 600001
South Indian Bank 150, Triplicane High Road, Chennai, Tamil Nadu 600005
Yes Bank 3rd Avenue, J Block, Annanagar East,, Chennai, Tamil Nadu 600040

Top Home Loan Cities in India
Delhi, Bangalore, Chennai, Hyderabad, Mumbai, Pune, Kolkata, Kochi, Ahmedabad, Anand, Vadodara, Nashik, Nagpur, Faridabad, Gurgaon, Hisar, Panipat, Rewari, Mangalore, Mysore, Nanded, Chandigarh, Madurai, Hubli, Bidar, Ghaziabad, Jhansi, Kanpur, Lucknow, Banaras, Bhubaneswar, Bhopal, Surat, Ludhiana, Goa, Gwalior, Jaipur, Kota, Karimnagar, Khammam, Nalgonda, Rajkot, Udaipur, Gandhinagar, Indore, Adoni, Anakapalle, Ahmednagar, Anantpur, Bhimavaram, Eluru, Gudur, Guntur, Kakinada, Kurnool, Narasaraopet, Nellore, Nagercoil, Rajapalayam, Pudukkottai, Ongole, Proddatur, Erode, Hosur, Rajahmundry, Srikakulam, Sangareddy, Vijayawada, Vizag, Sangli, Warangal, Vizianagram, Bhilai, Korba, Patna, Ankleshwar, Bharuch, Bhavnagar, Vapi, Ambala, Rohtak, Belgaum, Trichur, Tuticorin, Trichy.

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required

Rs.9000

Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges

NIL

Part Payment Charges

NIL

Security

Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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