Home Loan Bhubaneswar – Interest Rates, Branch Address

Are you looking for instant apply for home loans in Bhubaneswar? Get lowest rates from SBI, HDFC Ltd, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, DHFL, PNB, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for home loans in Bhubaneswar?

  1. Compare all major banks – Rates, Processing Fees, Approval time
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 5 banks for yourself on the basis of offers avail to you.

Home Loan Bhubaneswar – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan Details

Banks Interest Rate
SBI Home Loan 8.70% - 9.15%
HDFC Ltd Home Loan 8.80% - 9.50%
ICICI Bank Home Loan 9.10% - 9.30%
Axis Bank Home Loan 8.90% - 9.10%
LIC Housing Finance 8.80% - 9.20%
Bank of Baroda 8.65% - 9.65%
IDBI 8.85% - 10.00%
Bank of India 8.65% - 8.70%
Indian Bank 8.75% - 8.85%
Union Bank 8.80% - 8.95%
Dena Bank 8.85% - 9.95%
Canara Bank 8.75% - 8.95%
United Bank 8.65%
DHFL 9.75%
PNBHFL 9.10% - 12.50%
Bajaj Finserv 9.05% - 10.30%

Various Banks Branch Locations for home Loans in Bhubaneswar

Allahabad Bank Indradhanu Market, IRC Village, Jayadev Vihar, Bhubaneswar, Odisha 751015
Bank of India Near Chandi Bhandar, Sahid Nagar, Bhubaneswar, Odisha 751007
Bank of Baroda 271, Vidyut Marg, Ispat Bhavan, Unit-4, Vidyut Marg, Bhubaneswar, Odisha 751001
Central Bank of India PLOT NO 108 B UNIT VII 1ST FLOOR SURYA NAGAR GOPABANDHU CHOWK, Khandagiri Marg, Jagmohan Nagar, Bhubaneswar, Odisha 751030
Dena Bank Plot No.333, Near Ekanira Talkies, Puri – Cuttack Rd, Bomikhal, Bhubaneswar, Odisha 751010
Indian Bank CRP Ekamra Kanana Rd, N1, Block N1, IRC Village, Nayapalli, Bhubaneswar, Odisha 751015
Indian Overseas Bank B/2, 1st Floor, Near Indian Overseas Bank ATM, West Sahid Nagar, Bhubaneswar, Odisha 751007
Oriental Bank of Commerce Kalyani Plaza, Over OBC ATM, Kalinga Vihar Square, NH-16, Patrapad, Sijua, Bhubaneswar, Odisha 751019
Punjab National Bank Nandankanan Rd, Raghunathpur, Bhubaneswar, Odisha 754005
Syndicate Bank Extension Counter, Setu Bhavan, Nayapalli, Bhubaneswar, Odisha 751012
UCO Bank Opposite BMC Mall, Sahid Nagar, Bhubaneswar, Odisha 751007
Union Bank of India Infocity Ares, Infocity, Bhubaneswar, Odisha 751024
United Bank of India H.O.D Branch, Near Indian Oil Petrol Pump, Keshari Nagar, Bhubaneswar, Odisha 751001
Vijaya Bank Dum Duma, Aiginia, Bhubaneswar, Odisha 751019
Karnataka Bank Janpath, Industrial Area, Kharabela Nagar, Bhubaneswar, Odisha 751001
SBI Plot No: 5/538, IRC Village Nayapalli, Khurda, Bhubaneswar, Odisha 751015
Axis Bank Archbishop House, Satya Nagar, Bhubaneswar, Odisha 751007
State Bank of Hyderabad Jagamara Rd, Jagmohan Nagar, Bhubaneswar, Odisha 751030
IDBI Bank Near Shree Hospital, Lewis Road, Bhubaneswar, Odisha 751002
Federal Bank Jatni, Bhubaneswar, Odisha 752050
Kotak Mahindra Bank Master Canteen Area, Kharabela Nagar, Bhubaneswar, Odisha 751001
Lakshmi Vilas Bank Kailash Plaza, Infront Of BSNL Office, Link Rd, Bhubaneswar, Odisha 753012
South Indian Bank Puri – Cuttack Rd, Budheswari Colony, Laxmi Sagar, Bhubaneswar, Odisha 751006
Yes Bank Ground Floor, 1/A/14/6, Kailash Plaza, Near BSNL Office, Link Road, Cuttack, Bhubaneswar, Odisha 753012

Key Highlight of Home Loans

Lowest Interest Rates for Women

8.70% onwards

Interest Rates

8.75% onwards

Maximum Loan Amount

Upto 90% of property value or 72 times of monthly Income

Minimum Loan Amount

Rs.2 Lakh

Minimum Repayment period

2 Years in Fixed Rate Option / 5 Years in Floating Rates option

Minimum Per Month Income Required


Processing Fees

Upto 1% of loan amount

Fore Closure Charges / Pre Payment Charges


Part Payment Charges



Papers of Property / Flat / House

Loan Margin

75 – 90% of property value

Maximum Repayment Period

30 Years

Minimum Per Month EMI Per Lakh

Rs.783 for Women / Rs.787 for Others

Disbursal Time

Minimum 8-16 Days

Online Apply Service

Yes – Click Here

The following documents are required along with your loan application:
Purpose Salaried Self Employed
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of income Latest 3 Months salary slip showing all deductions and Form 16 IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional
You will be eligible to claim both the interest and principal components of your repayment during the year.
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
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