Central Bank of India Home Loan Interest Rates, EMI Eligibility Calculator

Check Central Bank of India at lowest Interest Rates online. Documents List, Process, Procedure, Processing Fees, Loan amount & per month lowest emi options, Status, Application, MCLR Rates, Base Rates at emicalculator-india.com.

Central Bank of India offers loan for construction of house/ flat, under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.

All Individuals or Joint owners are eligible to borrow loan. Central Bank of India offers loans under Cent Home Loan, Cent home loan plus, Scheme for central govt/ state govt./ PSUs empoyees, Subsidy scheme for Poor, 1% interest subvention & Home Double plus scheme. NRI customers also apply or eligible for Cent Home Loan Schemes.

Apply For Central Bank of India Home Loan

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Central Bank of India Home Loan Interest Rates

Interest Rates 8.30% onwards
Processing Fees 0.50% of loan amount to maximum Rs.20,000/-
Maximum Loan Amount 10 Crore
Maximum Repayment Period 30 Years ( 10 years in case of Repair/Renovation)
Minimum Income Per Month Rs.12000
Maximum Loan Capped 75 – 90% of Property Value
Pre Closure Charges Nil
Lowest EMI per 1 Lakh Rs. 755
Toll Free Number 1800 200 1911
Bank Central Bank of India
Security / Guarantor  Yes
Disbursal Time 12-16 days
Online Apply Facility Yes

Example – if you take Rs. 14 lakh of loan amount at 8.30% rate of interest then home loan EMI are as follows.

Loan Amount Tenure In Years Monthly EMI Total Amount Total Interest
14 lakh 5 ₹29,027.74 ₹17,41,664.15 ₹3,41,664.15
14 lakh 10 ₹17,696.75 ₹21,23,609.61 ₹7,23,609.61
14 lakh 15 ₹14,158.12 ₹25,48,461.74 ₹11,48,461.74
14 lakh 20 ₹12,551.18 ₹30,12,282.97 ₹16,12,282.97
14 lakh 25 ₹11,700.85 ₹35,10,255.37 ₹21,10,255.37
14 lakh 30 ₹11,214.39 ₹40,37,178.99 ₹26,37,178.99

About Central Bank of India
Central Bank of India, a government-owned bank, is one of the oldest and largest commercial banks in India. It is based in Mumbai which is the financial capital of India and the capital city of the state Maharashtra.

Customer service: 1800 200 1911
Headquarters: Mumbai
Founded: December 21, 1911
Base Rate = 9.70%
Latest Queries for Central Bank Of India Home Loan

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