Are you looking for home loans in Delhi? Check instant quotes on Loan Amount, EMI per month, Lowest Interest Rates, Processing Fees, Pre Payment charges, Loan disbursal time period, Application Status, Income Tax benefits online through Emicalculator-India.com
Question arise in this field are? When you will want to take a loan, how much loan amount, location of property, is property coming under Lal Dora or Approved under MCD, DDA Land.
Best Home Loan in Delhi – Instant Approval
Delhi, officially the National Capital Territory of Delhi, is the capital territory of the Republic of India. Delhi is historically and culturally connected to both the Upper Doab of the Yamuna-Ganges river system and the Punjab region.
Key Highlight of Home Loans
|Lowest Interest Rates for Women||
|Maximum Loan Amount||
Upto 90% of property value or 72 times of monthly Income
|Minimum Loan Amount||
|Minimum Repayment period||
2 Years in Fixed Rate Option / 5 Years in Floating Rates option
|Minimum Per Month Income Required||
Upto 1% of loan amount
|Fore Closure Charges / Pre Payment Charges||
|Part Payment Charges||
Papers of Property / Flat / House
75 – 90% of property value
|Maximum Repayment Period||
|Minimum Per Month EMI Per Lakh||
Rs.783 for Women / Rs.787 for Others
Minimum 8-16 Days
|Online Apply Service||
Yes – Click Here
|Proof of Identity and Address||Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank|
|Proof of income||Latest 3 Months salary slip showing all deductions and Form 16||IT returns for the last 2 years and computation of income for the last 2 years certified by a CA|
|Bank statement or Pass Book where salary or income is credited||Last 6 months||Last 6 months|
Interest can be claimed as a deduction under Section 24. You can claim up to Rs. 200,000 (Rs. 150000/- up to A.Y. 2014-15) or the actual interest repaid whichever is lower. (You can claim this interest only when you are in possession of the house)
Principal can be claimed up to the maximum of Rs. 150,000 (Rs. 100000/- up to A.Y. 2014-15) under Section 80C. This is subject to the maximum level of Rs 150,000 (Rs. 100000/- up to A.Y. 2014-15) across all 80C investments.
You will need to show the statement provided by the lender showing the repayment for the year as well as the interest & principal components of the same.
Home Loan EMI Calculator Delhi
Looking for calculate your monthly emi of would be dream home so don’t wait just enter your required loan amount, Interest rates & tenor period and get results within seconds instantly.
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